The information and data contained on the Invest-Direct-Online (IDO) group of websites is of a general and journalistic nature. Nothing contained in this website constitutes as a substitute to professional, independent financial advice. Nor does any of the information contained represent an offer to invest, enter into any agreement or investment advice. Furthermore, no detail is aimed at or intended for those persons resident in the UK, USA or Hong Kong. No liability will or can be accepted for any transactions embarked upon in connection with any provided material. We recommend at all times that you always seek professional advice before entering into any agreements or investments to ensure that you are in receipt of all the information necessary to ensure that it is indeed suitable for your personal situation. Should you require the services of an independent financial advisor please contact IDO, we will provide the details of suitable professionals in your area.