Whole of Life Assurance, as the name suggests, can provide life cover without imposing a limited term. As with Endowment Policies, they may be With Profits, Unit Linked or on a Low Cost basis.
There is a choice between the maximum and minimum levels of cover available at given levels of premium. Standard cover basically allows the same level of life cover to be kept up throughout life, as long as the fund achieves a specified minimum annual growth rate. If this rate is not achieved, you will either need to increase the premium to maintain cover, or to decrease the level of cover to a sustainable level.
IDO are able to provide expatriates with cost effective Whole of Life Insurance cover in hundreds of locations throughout the globe, including:
Asia - China, Thailand, Malaysia, Vietnam, Laos, Bangladesh etc.
The Middle East - Dubai, UAE, Lebanon, Oman etc.
Africa - Zambia, Cameroon, Nigeria etc.
Our whole of life insurance quotations are completely free, and you are under absolutely no obligation to proceed.