Most UK Expatriates or individuals who have worked in the UK will have one or more frozen UK pension schemes. We receive many enquiries relating to the question:
What is the most suitable course of action to follow when planning for retirement and what should be done with existing schemes?There is no definitive answer; the most suitable planning solution depends wholly on the individual’s personal needs and the terms of each of their individual existing retirement schemes.
For this reason we recommend that individuals carry out a full financial review of their existing schemes and future retirement requirements.
Existing scheme transfers should not be considered without first completing a full analysis of the existing scheme, its benefits and possible future income payments.
This section aims to provide an explanation of the types of UK pensions that an individual may currently hold, options available to individuals planning to retire to the UK and/or offshore and a guide as to how an individual may best plan for their retirement.
If you would like to arrange for an analysis of your existing pension holdings please
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